Get Your High Risk Merchant Account Preapproved
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If you are an eCommerce high risk company, PayKings has got you covered. Get pre-approved in as little as 6 hours* for a difficult to obtain high risk merchant account. Our team of experts considers your business type, business model, and restricted service or product types. All through PayKings high risk payment gateway and direct network of 20+ banks and PSP's.
High Risk Payment Gateway
PayKings offers payment solutions to businesses in high risk industries, which means that as payment processing providers, our banks are willing to accept the liability for the increased risk associated with those businesses that are categorized as needing a high risk merchant account. Our high risk payment gateway makes high risk credit card processing safer and more secure with integrated fraud solutions to prevent chargebacks.




High Risk Credit Card Processing
How do you know if your business has been categorized as needing high risk credit card processing? Well, the primary reason is other merchant accounts aren’t willing to take on the risk associated with your business. The acquiring bank or its representatives can close your account and hold funds, without notice, based on negative risk factors involved with your product or brand. Moreover, if you experience high levels of chargebacks or if your payment processor has dropped your account, you may need a high risk merchant account to start accepting credit card payments online.
High Risk Merchant Account Providers
Find the best high risk merchant account provider by knowing what to look for. Whether your ecommerce store is selling CBD oil, Adult Items, or Credit Repair Services, your merchant account should custom fit your business’s needs. With an integrated payment gateway that provides stable and scalable credit card processing, your site will be ready for new transactions.


High Risk Payment Processors
In your pursuit to find high risk payment processors, you’ll come across a number of different services and options. In order to find the best processor, you’ll want to be familiar with your business needs and capabilities. For example, you may need one who is willing to onboard an Adult business that was dropped by a major merchant, or a CBD company who is trying to find a sustainable solution. Payment processors like PayKings, learn your goals and work with you to get you approved with long term solutions.
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Instant Approval
Certain businesses and industries can get instant approval on their high risk merchant accounts. In most cases however, banks will want to review your processing history and sales volume on a case-by-case basis. Each business is different and has their unique needs. If you don’t qualify for instant approval, PayKings will work to get your application processed fast. The usual time between start of the application and final approval is five to ten business days. These times are consistent with most high risk merchant accounts.
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High Chargeback Merchant Account
Many businesses are categorized as high risk due to the number of chargebacks they have. High chargebacks occur when there is an inconsistency in your product or supply chain, or sometimes when customers try to take advantage of your service. In the case of friendly fraud, customers may file a chargeback after they received a product in order to keep both the item and payment. There are many reasons chargebacks occur; at Paykings, we work with our partners to reduce chargebacks and get you approved for a merchant account that is custom fit for your business needs.
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