Merchant Accounts That Get Approved
Get approved in as little as 24 hours with our automated underwriting. We specialize in industries that other processors reject.
Why Businesses Choose PayKings
With over 15 years of experience in high-risk payment processing, we've become the trusted partner for businesses that others won't approve.
Built for High-Risk
Specialized solutions for industries that traditional processors reject. We understand your unique challenges.
Fast Approval
Our automated underwriting gets most merchants approved within 24 hours. No weeks of waiting.
Dedicated Support
Work with a dedicated account manager who understands your industry and business needs.
Scalable Solutions
From startups to enterprises, our payment solutions grow with your business without limits.
Industries We Serve
Specialized payment solutions for 50+ industries that traditional processors reject.
How It Works
Getting started with PayKings is simple. Our streamlined process gets you processing payments faster than any other high-risk provider.
Apply Online
Complete our simple online application in under 5 minutes. No paperwork, no hassle.
Get Approved Fast
Our automated underwriting reviews your application. Most merchants are approved within 24 hours.
Start Processing
Once approved, integrate our payment gateway and start accepting payments immediately.
Simple, Transparent Pricing
Interchange-plus pricing means you pay the actual interchange rate plus a clear markup. No setup fees, no hidden costs, no long-term contracts.
$0 – $100k / month
Starter
Get processing fast with transparent interchange-plus pricing — no setup fees, no surprises.
- Included: 24-hour approval
- Included: T+2 settlement
- Included: Email support
- Included: Standard reporting
- Included: Self-serve onboarding
- Included: 50+ supported industries
- Included: Chargeback alerts
- Included: Gateway integrations
- Not included: Dedicated rep
- Not included: Dedicated risk analyst
$100k – $300k / month
Growth
Better rates and a dedicated rep for scaling merchants doing meaningful volume.
- Included: 24-hour approval
- Included: Next-day settlement
- Included: Dedicated account rep
- Included: Advanced analytics
- Included: Guided onboarding
- Included: Volume cap removed
- Included: Monthly fee waived
- Included: Chargeback alerts
- Included: Gateway integrations
- Not included: Dedicated risk analyst
$300k+ / month
Enterprise
Custom pricing, white-glove onboarding, and a dedicated risk team for high-volume merchants.
- Included: 24-hour approval
- Included: Same-day settlement (where available)
- Included: 24/7 dedicated support team
- Included: Advanced + custom dashboards
- Included: White-glove onboarding
- Included: Volume cap removed
- Included: Custom monthly fee terms
- Included: Dedicated risk analyst
- Included: Chargeback alerts
- Included: Gateway integrations
Final rates depend on industry risk, processing volume, and underwriting. Talk to our team for a custom quote tailored to your business.
Seamless Integrations
Connect PayKings with your existing tools and platforms. We support all major payment gateways, shopping carts, and provide flexible API options.
Payment Gateways
Connect with industry-leading gateways
Shopping Carts
Seamless eCommerce integration
CMS Platforms
Works with your favorite CMS
API Integration
Flexible developer tools
Ready to Get Approved?
Join over 10,000 merchants who trust PayKings for their high-risk payment processing. Our automated underwriting means faster approvals with less hassle.
- No setup fees or hidden costs
- 86% approval rate for high-risk merchants
- Get approved in as little as 24 hours
- Start processing payments immediately
Frequently Asked Questions
Everything you need to know about high-risk payment processing
PayKings has an established reputation for secure transactions through our utilization of several advanced methods to process payments securely, ensuring both merchant and customer data are protected throughout each transaction. One of the key tools we employ is AVS (Address Verification Service), which helps detect and prevent fraudulent transactions by verifying that the billing address provided by the customer matches the address on file with the card issuer. In addition to AVS, PayKings integrates end-to-end encryption and tokenization to protect sensitive payment information, minimizing the risk of data breaches. Additionally we maintain PCI-DSS compliance standards, regularly updating our systems and conducting security audits for the highest level of payment security. These combined measures safeguard transactions across high-risk and traditional business models.
PayKings provides high risk merchant services across a wide range of industries, including:
- Online gambling and gaming
- Bail bond services
- Debt consolidation
- Debt collection agencies
- Insurance providers
- Self storage facilities
- Clothing and retail merchants
- Furniture retailers
- Weight loss and nutraceutical companies
- Medication and pharmaceutical merchants
- Search engine optimization (SEO) agencies
- Software as a service (SaaS) platforms
- Cryptocurrency businesses
- Mail order companies
Additionally, we provide our merchant services to adult entertainment businesses with our adult merchant account solutions. Additional industries we serve can be found on our industries page. If your industry is not listed doesn't mean we can't help your business. Contact PayKings our team through the form found on this page and one of our experts can assess your business and identify the best payment processing solutions available.
The Payment Card Industry Data Security Standard (PCI DSS) is a set of security requirements established by major card networks (including Visa and Mastercard) to protect cardholder data during and after a payment card transaction. Any business that accepts, processes, stores, or transmits payment card information is required to maintain PCI DSS compliance. Non-compliance can result in significant fines, increased processing fees, and even loss of your merchant account. PayKings processes all transactions through PCI DSS Level 1 compliant infrastructure, including end-to-end encryption and tokenization, to protect both merchants and their customers. Our team can guide you through your own compliance obligations and point you toward the appropriate audit and self-assessment tools.
Losing your ability to accept card payments can feel like a crisis, but switching to PayKings is a straightforward process. Begin by gathering your recent bank account statements, tax returns, and any accounting records that demonstrate your processing history and revenue. These documents help PayKings and your new acquirer quickly assess your financial risk profile and identify which of our 50+ banking partners is the best fit for your business. Whether you need a point of sale solution, a debit card processing setup, or a full e-commerce integration, our team moves quickly to restore your ability to take card payments and protect your brand's reputation in the process. High risk merchant accounts with PayKings can often be approved within 24 to 48 hours, even for businesses that have been flagged as a risk factor by other credit card processors.
