Adult Merchant Account Solutions - PayKings Payment Processing

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Adult Merchant Account Solutions

When it comes to being your go-to adult merchant account provider, PayKings offers fully comprehensive and financially savvy solutions for all businesses in the industry including: dating sites, escort services, adult toys and novelties, adult bookstores and magazines, adult ebooks, strip clubs, as well as adult content websites and memberships. We understand the unique needs of the varying types of adult businesses and get your retail or eCommerce adult merchant account not only able to accept debit and credit cards, but we set your business up for long term success.

Many of our clients come to us because they’ve quickly realized that it can be a challenge to find a reliable and reputable adult merchant account for your adult entertainment business. However, with an adult merchant account from PayKings, you can qualify for an account with one of our domestic or international acquiring banking partners at a competitive rate. Whatever form of entertainment your adult merchant business may offer, PayKings likely has a solution for you.

Here’s a Common Scenario

If you’re seeking an adult merchant account and need payment processing, (let’s say, for example, that you own an adult bookstore), the banks will automatically deem you as high risk because being associated with funding a business in the adult entertainment industry is a reputational risk.

In this scenario, you own an adult bookstore but you did not take the proper route to ensure you had the right high risk processing account for your business.

So, what happens next? Well, because you didn’t avoid the chances of your adult merchant account being shut down, that’s exactly where you find yourself.

The bank closes your adult merchant account and holds your funds without any notice.

This means you now have no way of selling your products or services, and all cash flow immediately stops – what’s worse, is that the money from the products or services you sold are also being held by the banks for the next few months. The only way to avoid this scenario, is to choose the right payment processing company for your high risk merchant account, right from the get-go.

To learn more about high risk merchant accounts, click here.

Why Does this Matter and How Can PayKings Help with my Adult Merchant Account?

When seeking an adequate payment processor for your adult merchant account for an industry that includes adult massage, strip clubs, adult book stores, novelties, toys, and websites that require memberships for pornography, it can be a tedious process to successfully accepting debit and credit cards. In some industries, such as those who need adult merchant accounts, you can’t necessarily just walk into a local bank and get a loan – there are many hoops to jump through first. The first obstacle is to find a sponsor bank who is allowed in their underwriting guidelines to serve the adult entertainment industry, and many of the larger institutions like Wells Fargo and Chase, do not allow this type of underwriting for adult merchant accounts.

What does this mean for the success of your adult merchant account? The only real option you have if you want to accept debit and credit cards is to work with a high risk payment processor, like PayKings, who can set you up to begin processing payments in as little as 3 business days.

At PayKings we like to keep things as simple as possible for you. Here’s what you can expect and how we can help your adult merchant account accepting credit cards:

  • Fill out an online application
  • Submit the proper documentation
  • Let our expert underwriting team go to work for you to get you approved
  • Start accepting payments and making money

How Does Being High Risk Affect Your Chances of Getting an Adult Merchant Account?

When your business falls into the category of high risk merchant, the only real option you have for payment processing is to find a company that offers high risk merchant accounts.

Why is this? Well, the mainstream payment processors like PayPal, Stripe, Square, and the like, do not allow payment processing for high risk businesses like those who are in the adult merchant account industry.

Because the above listed payment processors do not do their underwriting at the time of application, it is likely that your adult merchant account will initially be accepted at the time of applying – however, once the company you’ve applied with, (let’s use PayPal as an example) reviews the application (anywhere from one to six months later), they will quickly inform you that they do not accept adult merchant accounts and will immediately shut down your account, kick you off their server, and freeze your account completely; meaning ZERO credit card payments will be processed.

How can you avoid this? Skip the hassle and the potentially business ruining chances of having your accounts and funds frozen and apply with a high risk merchant payment processor, like PayKings.

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Why PayKings?

PayKings is sensitive to the unique needs of the different adult related businesses and adult merchant accounts, and through fully understanding the industry, we have since established 24+ acquiring banking relationships to become experts in getting adult merchant accounts accepting online payments. We want your business to prosper and succeed for the long term - luckily, we have the means and the know-how to make that happen.

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Our Services

Adult Merchant Account Experts

  • 20+ Proven Bank Relationships
  • Medium/High Risk Accounts
  • Fast Adult Account Approval
  • Large Merchant Case Studies
  • E-Commerce and Retail Adult
  • B2B Adult Vendors Supported

Multiple Payment Solutions

  • Multiple E-Commerce Gateway
  • Chargeback Prevention
  • ACH
  • E-Check
  • Credit Cards
  • B2B-Level II/III Data Discounts
  • 3D Secure Frictionless Checkout
  • Mobile Payment
  • EMV Readers

Compatibility & Support

  • Gateway Recurring Billing
  • Vault
  • E-Commerce Cart Plugins
  • Developer API / Docs
  • POS/Terminals
  • International Merchant Accounts
  • Dedicated Account Managers

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