Looking for a Continuity Merchant Account

Look no further than PayKings, the leading experts in providing continuity merchant services. We specialize in setting up your continuity billing merchant account and getting you payment processing online.

Call PayKings at (727) 300 – 0277

Continuity Billing Merchant Accounts

We pride ourselves on being the best option when it comes to setting up high risk merchant accounts for continuity billing. There are many businesses that are structured for selling monthly subscriptions such as digital products or software services.

That being said, a continuity billing merchant account is classified as high risk, which can occur for a variety of reasons. But this element makes it difficult to find a reliable payment processing partner. Luckily, PayKings specializes in working with high risk merchants. We have multiple acquiring banking partners that offer subscription box merchant accounts. Continuity Merchant Services

Get Payment Processing for Continuity Billing

When your business is set up to accept payments through a subscription box merchant account, there’s a high risk of incurring excessive chargebacks. If you’re unaware of what a chargeback is, it happens when the customer disputes a charge on their debit or credit card by calling the number on the back of the card and claiming not to have authorized the purchase.

They might give any number of excuses as to why they’d like a chargeback. They may claim the charge isn’t one they recognize, they never got the item they purchased, the product wasn’t what they expected it to be, or has defective merchandise.

But when it comes to businesses that set up subscription boxes, the most common excuse is that the customer never authorized the company to bill their card.

Continuity Merchant Account Services

Regardless of the reason they use to dispute the transaction, it starts an entire process of the dreaded chargeback with the customer. They contact their bank and then that bank contacts your credit card processor.

The customer’s banks then gets in touch with you. What happens next is that the disputed funds are taken from your bank account and do not become available to you again until the dispute is settled and until the customer proves that they didn’t authorize the transaction. In this case, the funds will not become available to you at all and will be “charged back” to the customer.

Are you, as the subscription box merchant, given a chance to speak up in this scenario? Yes, you are given an opportunity to refute the customer and prove that the charge indeed, was authorized. Once proven, the funds would be released back to you. But the runaround of the entire chargeback process is a huge hassle.


How Does Recurring Billing Work With My Merchant Account?

01. A customer doesn’t even need a legitimate reason to file a chargeback and start the whole return process. They can file a claim at any time for any reason.

02. The process of refuting a chargeback isn’t just a headache to deal with, it’s a very technical and involved process. It can literally result in the customer winning the dispute based on a technicality on your part. This can happen if all of the documents are submitted in a very specific way.

03. If the chargeback is proven to be in the customer’s favor, not only do you lose out on that sale and the money from the transaction but, in most cases, you also lose whatever product or service was sold in the initial purchase. Additionally, your credit card processor is likely to tack on fees and extra charges for the chargeback to your subscription box merchant account.

04. The biggest downfall of incurring an excessive amount of chargebacks (whether the claims are legitimate or not) is having your entire merchant account terminated.


How Can PayKings Help With Subscription Merchant Services?

Continuity Merchant AccountExcessive chargebacks can lead to your subscription merchant account to be completely shut down with an aggregate payment processor like Paypal, Stripe, or Square. Another common point of conflict that occurs when a merchant uses an aggregate payment processor is that the merchant approval process, in many cases, isn’t actually an approval at all. What happens is that the merchant account is approved on a contingent basis. Then, much later, the back-end underwriting process begins.

Many times this process starts upon the request of your first chargeback. Consequently, your business is labeled as a high risk merchant. This results in your account either being frozen until the banks gives notice or dropped from their platform completely without any notification.

High Risk Payment Processing for Continuity Billing

PayKings is a leader in the industry of high risk payment processing. We work with merchants who need to acquire a recurring billing merchant account. Correspondingly, you should start off your recurring payment processing with the right company. Find one who takes care of in-house underwriting, you are setting your business up for success right from the start.

Be sure to discuss the processing details based on your business needs. The type of subscriptions or subscription box you offer will determine the particular high risk categorization you receive. Do you need something that covers a 15 day membership? Or is it a 30 day repeat billing cycle? These subscription details matter. Accordingly, make sure that everything you need to run your business sustainably and efficiently is covered during the underwriting process when you apply for your subscription box merchant account.

Want to Open Your Continuity Billing Account?

Shop your options around and seek out a qualified and reliable payment processing company like PayKings, who have long proven, professional experience with continuity billing accounts. Moreover, be sure to ask all the questions you need to understand the process. Some examples of good questions to ask are: will you write my specific subscription business type? How much experience do you have working with businesses that need a subscription box merchant account? What are the fees like?

Once you feel satisfied with your answers, take only five minutes to fill out an application for a free quote. Get the payment processing you need and the peace of mind you deserve. The merchant professionals at PayKings understand the unique needs of different subscription box businesses and has established over 24 acquiring banking relationships. Better yet, let the experts in getting payment processing solutions for subscription box merchants get your business sustainably making money.

Why PayKings?

PayKings understands the unique needs of the different continuity billing related businesses and has established 24+ acquiring banking relationships to become a experts in getting your Continuity Billing merchant account set up and accepting online payments.

Looking for a Continuity Merchant Account

Our Services

Continuity Billing Merchant Account Experts

  • 20+ Proven Bank Relationships
  • Medium/High Risk Accounts
  • Fast Continuity Billing Account Approval
  • Large Merchant Case Studies
  • E-Commerce and Retail Options
  • B2B Vendors Supported

Multiple Payment Solutions

  • Multiple E-Commerce Gateway
  • Chargeback Prevention
  • ACH
  • E-Check
  • Credit Cards
  • B2B-Level II/III Data Discounts
  • 3D Secure Frictionless Checkout
  • Mobile Payment
  • EMV Readers

Intuitive Compatibility & Support

  • Gateway Recurring Billing
  • Vault
  • E-Commerce Cart Plugins
  • Developer API / Docs
  • POS/Terminals
  • International Merchant Accounts
  • Dedicated Account Managers

Ready to get started?

Start Accepting Payments Today

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