Top 5 High Risk Merchants that Need Payment Processing

July 6, 2020 | High Risk Merchant Account | PayKings

Payment Processing for High Risk Merchants

Payment Processing for High Risk Merchants

Many businesses often don’t even realize that they are a high risk merchant until something goes wrong. As a result, their payment processing account gets frozen for insufficient funds. Even worse, the chargebacks start stacking up and the account is completely shut down. The merchant is then left wondering how to get themselves out of a high risk processing predicament they didn’t even see coming.

When it comes to businesses that are high risk, there are significantly more regulations to follow. Restrictions limit access to resources that would be available to low risk businesses. As a result, there are far more hoops to jump through before acquiring proper payment processing.

We’ve seen regulation crackdowns in several industries more recently than ever. Here are the top 5 high risk merchants that are mostly likely to process high risk payments. These businesses need a trusted company like PayKings to provide them with high risk credit card processing.


1. Nutraceutical Merchant Accounts

Nutraceutical Merchant Account

PayKings leads the industry for payments companies who are considered to be a nutraceutical merchant account.

So how do you go about getting a high risk merchant account for your nutraceutical business? It’s a relatively simple process. First, choose a merchant account payment processor provider. You need to select a reputable company. Therefore, use one who has direct relationships with bank sponsors that can provide you with payment processing like PayKings. In short, you need a high risk merchant account provider to be successful.

As a result, nutraceutical merchants often have trouble finding online credit card processing because of potentially high chargebacks and continuity billing models. However, most banks consider nutraceutical merchants too much of a risk. For example, PayKings understands the unique needs of the nutraceutical industry and has multiple domestic and international options to keep your business sustainable.

2. Adult Industry Merchant Accounts

Adult Industry Merchant Account

When it comes to the adult entertainment industry, PayKings leads the way as a trusted high risk adult merchant account provider.

Getting a high risk merchant account for your adult entertainment business isn’t an impossible task. Without knowing where to start, it can seem overwhelming. It is especially difficult if you weren’t previously aware that your business was considered to be high risk. Therefore, it is time to choose a merchant account payment processor.

You need to choose a reputable company like PayKings, who has direct relationships with bank sponsors that can provide you with payment processing. Therefore, the most important element is understanding that you need a high risk merchant account provider to be successful in your industry.

It can be a challenge to find a suitable adult merchant account for your adult business because it is considered high risk. However, with an adult merchant account from PayKings, you can qualify for an account with one of our domestic or international acquiring banking partners at a competitive rate. Whatever form of entertainment your business offers, PayKings likely has a solution for you. We can get you processing payments in as little as 3 business days.

3. Vape and E-Cig Merchant Accounts

Vape Payment Processor

PayKings pride themselves on being the #1 payments company in the industry of high risk vape and E-Cig merchant accounts. With regulations on payment processing getting more strict, you will need a solution you can rely on.

Have you been faced with the tough task of finding a payments processing solution due to the crack down on vape and E-Cig sales? Have no fear about getting a high risk merchant account for your vape or E-Cig business. First, choose a high risk processing merchant account provider. You need to choose a reputable company like PayKings, who has direct relationships with bank sponsors that can provide you with payment processing. Bottom line: you need a high risk merchant account provider to be successful in your industry.

E-Cigarettes and Vapes are considered to be high risk in the online merchant account world. As a result, credit card processing solutions can be difficult to find. The vaping industry has propelled into a billion-dollar industry because of demand. Expand your market share with an online presence. PayKings has multiple options and makes it simple to obtain a vape merchant account in as little as 48 hours.

4. Subscription Box Payment Processing

Subscription Box Merchant Account

When you need a company to process payments for a high risk subscription box merchant account, PayKings has you covered.

How do you obtain a high risk merchant processor for your subscription box business? Good question. The process begins with choosing a merchant account payment processor. Consequently, you need to choose a reputable company like PayKings, who has direct relationships with bank sponsors that can provide you with payment processing. You need a high risk merchant account provider for financial stability in your company.

Are you having trouble finding a reasonable subscription box merchant account for your ecommerce website? Subscription boxes are considered to be high risk in the online merchant account world because they often use recurring billing methods. So credit card processing solutions can be difficult to find. The subscription box industry is growing fast. Expand your market share with an online presence. PayKings has multiple options for you and makes it easy to obtain a subscription box merchant account.

5. Firearms Merchant Accounts

Firearms Merchant Account Providers

Firearms merchant accounts need reliable and experienced payments companies. However, they need to be high risk firearms merchant account providers. PayKings takes the lead and provides a complete solution for all your payment needs.

Above all, the first step to getting a high risk merchant account for your firearms business is choosing a good merchant payment processor. You need to choose a reputable company like PayKings because they have direct relationships with bank sponsors that can provide you with payment processing.

Reliability is very important when seeking a processing partner for your firearms’ website. As a result, businesses that sell firearms may find it difficult to find the right high risk merchant processing solutions for them. Many banks are often fearful of the potential legislation “guns” or “firearms” may bring against them. Nonetheless, we have firearms merchant accounts solutions made specifically for you.


When your business is categorized as a high risk merchant it can be difficult to know where to get the high risk merchant services. This is important because you need to successfully receive debit card and credit card purchases. If you’re unsure if your business is considered low or high risk, refer to this full list of high risk industries that require high risk payment processors:

In conclusion, PayKings has the knowledge, experience, and expertise in high risk merchant account payment processing to offer solutions for all of these industries and more. Call us today at (727) 300-0277 to get approved for your company’s merchant account.

July 6, 2020 | High Risk Merchant Account | PayKings