PayKings Blog

Am I Considered A High Risk Merchant?

Am I Considered A High Risk Merchant?

November 5, 2019

If you process credit cards you have most likely heard the term “high-risk”. Some business types are considered high-risk in the credit card processing industry for many different reasons and as a result of this, high-risk businesses are often turned down for merchant accounts and in some cases shut off from processing payments entirely.  It’s… Read More

Fraud Prevention in the Age of Data Breaches

Fraud Prevention in the Age of Data Breaches

September 30, 2019

Credit card processing fraud is among the leading causes of profit reductions for merchants. Criminals gain access to credit card information and make unauthorized purchases. When the cardholder documents a chargeback and learns of these fraudulent transactions, the retailer ultimately becomes the victim. There are a range of things that have contributed to the rise… Read More

Cash Discounts and Surcharging Programs Move into eCommerce

Cash Discounts and Surcharging Programs Move into eCommerce

September 27, 2019

Like everything else in our technological world, payment trends are progressing from retails spaces and into the eCommerce sector – particularly cash discount and surcharging programs, which gained some real traction due to smaller margins and lower fees and rates on credit card payment transactions.  A 2013 ruling against the card networks resulted in retail… Read More

eCig & Vape Credit Card Processing in Today’s Environment

eCig & Vape Credit Card Processing in Today’s Environment

September 24, 2019

In recent news health officials, lawmakers, and parents haven’t made things easy on eCig, CBD, and vape merchants – many of which have lost their merchant accounts and vape credit card processing all together.  These anti-vape groups have been raising alarms about vaping for the last couple years, claiming that vape and CBD vape products… Read More

B2B Payments – From Old School to New Wave

B2B Payments – From Old School to New Wave

August 26, 2019

When it comes to payment processing, a new wave of technology is taking over the traditional ways of invoicing clients and waiting for your check. Is it because the online options are faster? More convenient? Whatever the reason, merchants nowadays are shifting gears and moving forward into the digital world of online payment processing, also… Read More

How to Accept Credit Card Payments

How to Accept Credit Card Payments

August 14, 2019

Figuring out the best ways to get a merchant account and accept credit card payments on the internet, all while deciding which credit card payment processing companies are the right fit for your business needs can be overwhelming to say the least. That said, it is the lifeline of your eCommerce success and is essential… Read More

Merchant Account, Payment Gateway, or Both?

Merchant Account, Payment Gateway, or Both?

August 12, 2019

In this current digital era where electronic payments and eCommerce are taking larger and larger slices of the economic pie; how do you, as a business owner, know whether to seek out a payment gateway or merchant account to accept your customer’s credit card payments? If you are one of the many who doesn’t even… Read More

How to Find the Best Merchant Account

How to Find the Best Merchant Account

August 7, 2019

How to Get the Best Merchant Account When on your journey to starting a new business, accepting credit card payments is a huge component to this, which means you’ll need to search for a merchant provider. But you shouldn’t just settle for any merchant account, you should do enough research to fully suss out the… Read More

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