PayKings Blog

Why You Need a 3D Secure Payment Gateway

Why You Need a 3D Secure Payment Gateway

July 9, 2021

3D Secure payment gateway may seem like a tech buzzword, but it could help your ecommerce or card-not-present business decrease shopping cart abandonment. Here’s how. Data breaches are something that happens every day. From big corporations to small-scale online stores, cybercriminals are constantly infiltrating payment gateways to get free consumer data. Payment gateways contain sensitive… Read More

What Is a Rolling Reserve and How Does it Affect You?

What Is a Rolling Reserve and How Does it Affect You?

July 8, 2021

A rolling reserve is a strategy used by banks to shield themselves and the merchant from possible financial loss due to chargebacks from the customer. A portion of the funds are collected via credit card and secured by the bank from the merchant’s account to minimize the risk of potential chargebacks. The rolling reserve amount… Read More

When Your Vape / eCig Business Needs Payment Processing Solutions

When Your Vape / eCig Business Needs Payment Processing Solutions

July 7, 2021

If you’ve read the news lately, you have noticed the growing number of vape, electronic cigarettes, and smoke shops opening. So you won’t be surprised to hear that the demand for vape merchant accounts is on the rise. In fact, researchers estimate the vape industry will be worth over $8.26 billion by 2025. With this… Read More

How to get a Merchant Account for an Online Dating Site

How to get a Merchant Account for an Online Dating Site

July 4, 2021

In 2019 the online dating industry yielded over $2 billion dollars. There is clearly a market for this type of business, money to be made from mainstream and niche dating services alike. So how do you get your online dating business set up for payment processing that is reliable and secure so that your customer… Read More

What’s Considered A High Risk Business?

What’s Considered A High Risk Business?

June 30, 2021

A business is considered high risk if the company functions in an industry banks categorize as high risk. These high-risk businesses may operate in unique verticals like CBD or have payment models like subscription billing which can lead to higher chargeback rates. List of High Risk Factors So what exactly qualifies a business as high… Read More

Delta 8 Merchant Account

Delta 8 Merchant Account

June 20, 2021

In order to obtain a Delta 8 merchant account, it is first important to understand the details of this product that’s blowing up the market. Although Delta 8 is gaining popularity, it is still very new. As a result, acquiring banks and payment processors must abide by state and federal hemp product regulations. This is… Read More

Online Dating Chargebacks: Everything You Need to Know

Online Dating Chargebacks: Everything You Need to Know

June 14, 2021

by Don Bush, VP of Partner Engagement, Chargebacks911 Finding love online is big business. According to recent data published by IbisWorld, the online dating market in the US enjoyed 11.5% annual growth from 2014 to 2019, and now generates $3 billion a year in total revenue. It’s a great time to be involved in this… Read More

CBD Merchant Account Payment Processing

CBD Merchant Account Payment Processing

June 3, 2021

It is no secret that marketing CBD continues to rise in popularity. It has become a billion-dollar industry and is projected to keep growing. As the industry advances, so does the demand for high risk credit card processing solutions. Many CBD merchants and sellers often face challenges in securing the payment processing solutions they need… Read More

5 Signs You Would Benefit from a High Risk Merchant Account

5 Signs You Would Benefit from a High Risk Merchant Account

June 2, 2021

01. You’re Categorized as a High Risk Merchant If it comes to payment processing, you might have difficulty getting approved for a merchant account since you run in a high risk industry or fall under one of any number of explanations why a merchant account provider would classify your company as high risk, such as:… Read More

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