PayKings Blog

Ways to Detect Phishing Attacks on Your e-Commerce Business

Ways to Detect Phishing Attacks on Your e-Commerce Business

November 18, 2018

A new type of internet scam is hitting companies and merchant accounts – “phishing” attacks. These strikes are a savvy combination of social technologies and identity theft that manages to trick people into revealing private details. Unfortunately, it’s really rewarding for fraudsters. Phishing attacks cost companies from those with low risk to high risk merchant… Read More

What is the True Cost of Your High Risk Merchant Account?

What is the True Cost of Your High Risk Merchant Account?

November 17, 2018

When your business is considered one that comes with added “risks” it means that you will be categorized as a high risk merchant and therefore require a high risk merchant account. In the beginning stages of getting operations for your company up and running, there are many business owners who initially don’t even realize that… Read More

What Is a Rolling Reserve and How Does it Affect You?

What Is a Rolling Reserve and How Does it Affect You?

November 12, 2018

A rolling reserve is a strategy used by banks to shield themselves and the merchant from possible financial loss due to chargebacks from the customer. A portion of the funds are collected via credit card and secured by the bank from the merchant’s account to minimize the risk of potential chargebacks. The rolling reserve amount… Read More

How to Recover When PayPal Terminates or Freezes Your Account

How to Recover When PayPal Terminates or Freezes Your Account

November 9, 2018

When an aggregate merchant account like PayPal, Stripe, or Square kick you off their platform or freeze your account, it can be confusing as to what to do next. Well, we’re here to answer all of your questions and to take the guesswork out of what your next steps should be. Here we’ve laid out… Read More

B2B Payments – From Old School to New Wave

B2B Payments – From Old School to New Wave

November 7, 2018

When it comes to payment processing, a new wave of technology is taking over the traditional ways of invoicing clients and waiting for your check. Is it because the online options are faster? More convenient? Whatever the reason, merchants nowadays are shifting gears and moving forward into the digital world of online payment processing, also… Read More

Top 5 High Risk Merchants that Need Payment Processing

Top 5 High Risk Merchants that Need Payment Processing

November 5, 2018

Payment Processing for High Risk Merchants Many businesses often don’t even realize that they are a high risk merchant until something goes wrong; their accounts get frozen for insufficient funds, or worse, the chargebacks start stacking up and the account is completely shut down. The merchant is then left wondering how to get themselves out… Read More

What is a High Risk Merchant?

What is a High Risk Merchant?

October 31, 2018

How do you know if your business has been categorized as a high risk merchant and why is it important to make sure you have the right merchant account for your business? Not understanding the difference or the importance could have a detrimental impact on your business. Businesses that are considered high risk have to… Read More

Why Smartphones Are a Merchant’s Best Friend

Why Smartphones Are a Merchant’s Best Friend

October 29, 2018

Smartphones are everywhere. Everyone seems to have one, with all 240 million of them in the United States, they are clearly the most popular consumer electronic device today. With landlines on the decline and more and more people cutting the cord with their cable providers, our smartphones have become both our primary point of contact… Read More

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